NON-QM GURU
Pat Villano, Empowering Non-Traditional Borrowers to Achieve Real Estate Dreams.
"Pat Villano is a trailblazer in alternative lending. His unwavering dedication to helping borrowers with unique financial profiles achieve their real estate goals is unmatched in the industry."
NON-QM Programs
Flexible Mortgage Solutions for Unique Financial Journeys
Foreign National Loans
Helping international buyers navigate the complexities of purchasing U.S. real estate, even without traditional credit or residency requirements.
Expat Financing
Customized mortgage solutions for expatriates returning to the U.S. or investing in property from abroad, tailored to their unique circumstances.
Self-Employed Borrowers
Simplified loan programs designed for entrepreneurs and business owners, focusing on cash flow and alternative income documentation.
Investment Property Loans
Specialized financing for investors seeking to expand their portfolios, with flexible terms and options for short-term rentals or multi-unit properties.
Non-Warrantable Condo Loans
Expert guidance and financing solutions for borrowers purchasing condos that don’t meet traditional lending criteria.
Bank Statement Loans
Innovative mortgage options for borrowers who rely on bank statement income, ideal for freelancers, contractors, and gig-economy workers.
Pat was very thorough with explaining what paperwork was needed to keep the process simple and moving forward
- Pat made everything easy. He was informative and helpful. I would highly recommend him!
Satisfied Borrowers
"What made my experience so stellar was Pat Villiano. He is exceptional with prompt and clear communication. He works long hours to meet your needs. A rare find these days. Thank you, Pat!"
Experience.com
STELLAR APPROVAL RATING
